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SMSF Lending

Looking to take control of your super and invest in property? We can guide you through the SMSF lending process and generate tailored loan options. Whether you're just getting started or ready to expand your fund’s assets, we’ll help you make smart, compliant decisions every step of the way.

Invest in Property Through Super

Use your SMSF to purchase residential or commercial property and build wealth for retirement with full control over your fund’s assets.

Tailored Lending Solutions

Not all lenders support SMSF loans. We’ll help you compare the right options to suit your fund’s structure, goals, and cash flow needs.

Guidance, Every Step

SMSF lending can be complex, we simplify it. From loan setup to compliance, we’ll walk you through the process.

Stay Compliant & In Control

We work closely with your accountant or financial adviser to ensure your SMSF loan remains compliant with superannuation laws and ATO requirements.

Ready to invest in property through your super?

Using your super to invest in property can be a powerful way to build long term wealth, but the process requires careful planning and the right lending structure. SMSF property loans operate under specific rules and require lenders who understand how self managed super funds work.

At Peter Marcs finance, we help you explore SMSF lending options and guide you through the process from start to settlement. Our role is to make the lending side clear and structured so your property investment aligns with your super fund strategy.

How SMSF Property Lending Works

A self managed super fund may be able to borrow money to purchase an investment property using a structure known as a limited recourse borrowing arrangement. This type of lending allows the property to be held within your super fund while the loan is secured against the asset being purchased.

SMSF lending is different from standard property lending. It requires the right trust structure, legal documentation and lender policies that are designed specifically for super funds.

Peter Marcs finance works with lenders experienced in SMSF lending and helps coordinate the process so everything progresses smoothly.

Why Many Investors Use SMSF Property Loans

Property inside super can provide diversification and long term growth potential for retirement savings. Many SMSF trustees choose property to complement other investments within their fund.

Depending on the strategy of your super fund, property investment may provide benefits such as rental income within the fund and potential capital growth over time.

Because SMSF lending involves strict compliance rules, it is important the loan structure aligns with the requirements of your super fund.

Our Role in SMSF Lending

Peter Marcs finance helps you compare SMSF loan options from lenders that support super fund borrowing. We guide you through lender requirements, borrowing capacity and the documentation needed for an SMSF loan application.

Throughout the process we work closely with you and, where required, alongside your accountant or financial adviser to ensure the lending structure fits within your broader SMSF strategy.

From understanding your borrowing options through to loan approval and settlement, our team supports you every step of the way.

Get Started Today

Yes, your SMSF can purchase either, as long as the property is used for investment purposes and complies with super laws.

Your SMSF must borrow under a limited recourse borrowing arrangement (LRBA), where the lender’s rights are limited to the asset being purchased.

No. SMSF lending is specialised, and not all lenders provide these products. We’ll help you compare lenders who support SMSF structures.

It varies, but most SMSF loans require a 20–30% deposit. Your borrowing power depends on your fund’s income and expenses.

No. SMSF investment properties must be for investment only. You or related parties can’t live in or use the property.

Yes. The property must be held in a separate holding trust until the loan is repaid. We can guide you through setting this up.
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Your Partner in Finance – Commercial, Business & Residential

We provide tailored finance solutions to help you achieve your goals. Whether you’re expanding your business, investing in commercial property, or securing the right residential loan, we deliver expert guidance and competitive lending options.

From business finance and commercial lending to home loans and refinancing, we’re here to make the process simple, strategic, and stress-free so you can focus on what matters most.

Compliance

Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.
Peter Marcs Finance PTY LTD trading as Peter Marcs finance (ABN: 43650343230) with Credit Representative Number: 548472 is authorised under Australian Credit Licence: 387025.